"Most people don't have enough free time. Ever. The simple fact is, you cannot solve your current problems with the same thinking that created them in the first place.

"If you don't have enough free time or enough money, why not do something positive now?"

The MONEY MATRIX

I developed the MONEY MATRIX programme to help people in New Zealand do two things:

• make money do the work
• get more free time

Rock-solid and reliable. It works!

The MONEY MATRIX is a suite of six proven activities and components that I have developed and refined over the 20 years I've been in the financial advising business.

It has been the ideal programme for hundreds of investors who have used it as the fast-track to getting their money working for them.

The idea is not to get rich quick, but to get rich definitely. The Money MATRIX is built on rock-solid, finely tuned fundamentals of investment and investor psychology.

The Money Matrix has helped hundreds of people to make their money work for them, and get more free time. Contact me for more information.

Here is how it works

You demonstrate that you qualify to join the programme by having what I call character and substance along with a certain level of underlying capability. To assess this, prospective clients complete their FINANCIAL PROFILE which enables me to assess the suitability of this programme for the individual.

In simple terms, individuals need to be prepared to change and problem solve as well as upskill so that they can become the type of person they will need to become in order to achieve FINANCIAL FREEDOM. Whilst it may not always be easy, in fact it is relatively simple and uncomplicated.

This programme is not for everyone however, by using the tools within the programme individuals are able to tap their money ability by taking ownership of the underlying wisdom of those methods and tools that have withstood the test of time, have always worked and always will.

For example:

• It always works to save first then spend second.
• It always works to track expenditure from time to time, so that we can measure and therefore manage.
• It always works to invest in quality investments that are overlooked by the market.
• It always works to pay as little as possible for an investment or to walk away.

When couples and individuals join The Money MATRIX Programme, they receive the WELCOME PACK. This includes a few preparation exercises for some of the tools within the programme. Because of course, it is really about taking action.

There are numerous educated individuals who achieve average success in terms of the amount of FREE TIME they have and the amount of money that they make.

Taking action and applying the tools within The Money MATRIX Programme ensures that my clients achieve their outcomes, regardless of the level at which they start.

Some of my clients are just average kiwis who have a desire to improve their lot. Others are comparatively sophisticated individuals, some of whom have already achieved success financially and are able to use the very same tools to equally good effect in order to leverage and enhance their current efforts.

From there, these individuals attend a GROUP WORKSHOP FORUM. This is a two hour session exploring my methods and tools in more depth. This provides a powerful starting point to their cognitive shift, ongoing education and up skilling. They are now ready to work through the assignments handed out at the meeting in the Homework Pack.

Following the Group Workshop Forum, participants receive an ACTION CALL to enable queries to be answered, provide assistance and of course to ensure that we are all walking the talk.

This can highlight specific action required for either the individuals or the Coach. For example we may need to carry out some research and address a particular facet of planing within that clients situation at that point.

My Clients then meet with me to discuss and begin IMPLEMENTING a plan and the strategy.

This involves such things as mastering and coordinating the basics. For example my clients develop clarity about what the mix between lifestyle consumption and investment accumulation should be. They determine how much to allow for temporary savings, tor those short term projects within the next five years, and also for permanent savings, in order to develop their investment base.

If there are funds available for investing at this time specific recommendations are made, and so the very important experience of investing using my methodology begins to take place.

From there we clearly establish the clients responsibilities and accountabilities. Also there may be some administration and follow up required by the Coach.

Confidence begins to grow.

The individuals in the programme are already breaking through barriers and transforming obstacles into solutions. They are secure in the knowledge that the coach is available should they need some help.

From there a variety of tools and handouts are received by the client who continues to re-engineer and shift their thinking and make MONEY do the work.

The six components

1. Thinking Tools
In order to invest soundly you need to do what I call minimize your cognitive dissonance: to develop an investor's frame of thinking. As much as you can you need to eliminate the mental clashes and disharmony all of us have when it comes to making investment judgments. It is not always easy, but I help my clients do this with tools I have developed.

Then there's the equally difficult task of recognizing and tapping the money-making abilities you most likely already have but don't use. Profitable long-term investing is going to demand my clients' best efforts, and I will help them uncover their unnoticed talents for that.

2. Free Time
Free time is not a luxury. We all need free time to rejuvenate. Regular time when you can rejuvenate, sharpen your perspective on things, clarify your investing direction and develop creativity.

The Money MATRIX will show you how to take those days and create more and more of them.

3. Money
Confidence with money comes from having knowledge and applying that knowledge through experience and investing. The Money matrix teaches my clients about how to invest in good businesses that are invested on the sharemarket, low cost and tax efficient funds, residential and industrial property.

They know what a good managed fund looks like and how to differentiate between a profitable business listed on the sharemarket and one that ultimately will cause disappointment and loss. They learn how to value properties and businesses effectively so they avoid the biggest mistake of all; that of paying too much of their investment in the first place. The simple fact is your return on investments (ROI) is significantly determined by how much you pay initially.

4. Kaizan
Kaizan is a Japanese word which basically means ongoing continual, incremental improvement.

We all operate on a level which is determined by our education, and our experience among other things. The Money Matrix teaches our clients how to transform barriers and obstacles into solutions. By breaking through those psychological barriers regularly we are able to move up to the next level. This enables us to achieve greater results with less effort.

5. You
This is about your habits, your attitudes, belief systems and paradigms. In order to break through the psychological barriers we need to determine what causes them. Typically our habits, attitudes and belief systems are what creates the psychological barriers to further progress. By rewriting your "script", you too can free yourself from the clutter and the stuff, be more effective and make money do the work.

6. Our Collective Intelligence
When you join this programme, you become part of a group of successful investors who are frequently willing to advise and help their peers.

These are ordinary people, like you, with a desire to make their money do the work and get more free time. Easy to approach and generous and encouraging in their advice. Like-minded investors, all talking the same language, each one using the same tools, investment philosophy and resources as you.

This is a pool of talent, detailed knowledge and motivation you could not purchase outside. And it's part of my clients' membership in the Money MATRIX.